Terms of Service

Last updated August 26, 2026

These Terms of Service (“Terms”) govern your use of Calbank (the “Service”), operated by Calbank (“Company”, “we”, “us”, “our”).

By accessing or using Calbank, you agree to these Terms. If you do not agree, do not use the Service.

Questions? Reach us anytime at calbanksupport@gmail.com.

1. Eligibility

You must be at least 13 years old (or the minimum age required in your jurisdiction) to use the Service. If you are under the age of majority, you represent that your parent or legal guardian has reviewed and agreed to these Terms.

2. Health & Nutrition Disclaimer

Calbank provides calorie, nutrition, meal logging, and coaching-style informational tools only.

Calbank is not a medical provider and does not provide medical advice, diagnosis, or treatment.

Always consult a qualified healthcare professional before making health decisions, especially if you have a medical condition, dietary restrictions, or are pregnant/nursing.

3. Accounts

You may need an account to access features. You agree to:

  • Provide accurate information.
  • Keep your credentials secure.
  • Notify us if you suspect unauthorized access.

You are responsible for activity under your account.

4. Subscriptions, Trials, Billing

Some features require a paid subscription. Pricing, trial duration, and billing terms are shown at purchase.

  • Payments are processed by Apple App Store / Google Play / other authorized processors.
  • Subscriptions auto-renew unless canceled before renewal.
  • You can manage/cancel subscriptions through your app store account settings.
  • Except where required by law, fees are non-refundable.

5. Acceptable Use

You agree not to:

  • Use the Service for unlawful, harmful, or fraudulent purposes.
  • Interfere with the Service’s operation or security.
  • Attempt unauthorized access to systems or data.
  • Upload malware or abuse automation/bots against the Service.

6. User Content

You may submit content such as profile details, meal logs, photos, and notes (“User Content”).

You retain ownership of your User Content.

You grant us a non-exclusive, worldwide, royalty-free license to host, process, and display User Content solely to operate, improve, and provide the Service.

7. AI and Third-Party Services

Certain features may use AI or third-party APIs to analyze meal content and generate suggestions.

Outputs may be inaccurate or incomplete and should not be relied on as medical guidance.

8. Intellectual Property

The Service, including software, branding, text, graphics, and design (excluding User Content), is owned by Company or licensors and protected by applicable IP laws.

You may not copy, modify, distribute, reverse engineer, or create derivative works except as allowed by law.

9. Termination

We may suspend or terminate access if you violate these Terms or if required for security/legal reasons.

You may stop using the Service at any time.

Termination does not affect rights/obligations accrued before termination.

10. Disclaimer of Warranties

THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

11. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, COMPANY WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR ANY LOSS OF DATA, PROFITS, OR REVENUE.

OUR TOTAL LIABILITY FOR ALL CLAIMS RELATING TO THE SERVICE WILL NOT EXCEED THE AMOUNT YOU PAID TO US IN THE 12 MONTHS BEFORE THE CLAIM (OR USD $50 IF NO PAYMENT WAS MADE), EXCEPT WHERE PROHIBITED BY LAW.

12. Indemnification

You agree to indemnify and hold harmless Company and its affiliates, officers, directors, employees, and agents from claims arising out of your misuse of the Service or violation of these Terms.

13. Governing Law

These Terms are governed by the laws of [State/Country], without regard to conflict of law principles.

Any disputes will be resolved in the courts located in [Jurisdiction], unless applicable law requires otherwise.

14. Changes to These Terms

We may update these Terms from time to time. We will post the updated version with a new “Last Updated” date.

Continued use of the Service after changes become effective means you accept the revised Terms.

15. Contact

Questions about these Terms:

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